Fix Credit Reporting Errors. Stop Harassing Calls. Take Back Control.
Vance Dotson
We Sue Debt Collectors and Hold TransUnion, Equifax & Experian Accountable.
Since 2004, Vance “The Credit Doctor” Dotson has used federal law (FCRA & FDCPA) to wipe out errors, stop harassment, and put money back in consumers’ pockets.
100% Confidential
Takes 60 Seconds
End Errors/Harassment
Are Credit Errors or Harassing Calls Crushing You?
See how you can protect your rights and your credit.
Wrong or outdated items on your TransUnion, Equifax, or Experian reports?
Endless calls from third-party debt collectors at all hours?
Feeling bullied, helpless, and stuck while your credit score sinks?
Worried one mistake could block your financial future?
You’re not alone. And you don’t have to live like this.
You Don’t Just Need “Credit Repair.” You Need a Legal Advocate.
Most “credit repair” companies send weak dispute letters. That’s not enough.
For nearly two decades, I’ve fought back against the biggest names in the credit industry:
Experian
Equifax
TransUnion
And the debt collectors that harass consumers daily.
They rely on you not knowing your rights. We know the law—and we use it.
I don’t just dispute. I sue.
When credit bureaus or collectors break the law, we hold them accountable. We remove damaging, inaccurate information—and in many cases, get you compensated.
Your Road to Financial Freedom in 3 Simple Steps
Book Your Free Call
Schedule a no-pressure, confidential call. Tell us your story, and we’ll review your reports.
We Build Your Case
We analyze your TransUnion, Equifax, and Experian files for errors—and investigate collectors for violations. If they’ve broken the law, we act.
Get Results & Take Back Control
Errors removed. Calls stopped. Your credit restored and your confidence back.
From Credit Errors to Clean Reports: See the Results
In Business Since 2004
Speaker at National Consumer Advocate Conferences
Expert in FCRA & FDCPA Law
Watch Successful Stories Below... If they could do it, so can you!
Ready to End the Stress and Fix Your Credit Reports?
You deserve peace of mind, a clean report, and the freedom to move forward. Don’t let TransUnion, Equifax, Experian—or shady collectors—dictate your future.
Your first step takes less than a minute. It’s free, confidential, and risk-free.
Frequently Asked Questions
Is this really free?
Yes. Your first strategy call is 100% free, confidential, and no-obligation.
How soon can I see results?
Many clients see harassment stop right away. Reporting errors may take longer, but our process moves fast.
Is this legal?
Absolutely. We use federal law (FCRA & FDCPA) to fight against credit bureaus and collectors who violate your rights.
Will this hurt my credit?
No. Our mission is to fix errors, protect your rights, and restore your credit—not damage it.
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There is no assurance that any prior successes or past results as to earnings or results (whether monetary or emotional and career wise, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to results are not to be considered as “average results”.